Standard Chartered Bank Recruitment For Senior Credit Manager
Standard Chartered Bank Recruitment For Senior Credit Manager
Standard Chartered Bank – We’re an international bank, nimble enough to act, big enough for impact. For more than 160 years, we’ve worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. As a leading international bank, we strive to help people and businesses prosper across Asia, Africa and the Middle East.
We are recruiting to fill the position below:
Job Title: Senior Credit Manager
Job ID: 2300006165
Location: Victoria Island, Lagos
Job: Risk
Schedule: Full-time
Employee Status: Permanent
Role Responsibilities
- Participate and support SCO in optimisation of usage of available capital resources and the creation of a desired portfolio risk profile through the application, in conjunction with the business, of Portfolio Standards and Risk Appetite principles.
- Approve BCAs under personal delegated credit authority.
- Ensuring quick transparent escalation of important issues and providing critical and timely inputs to key risk forums.
- To ensure that quality of credit portfolio is maintained within acceptable parameters as defined by the group and local business strategy.
- Monitor and report excesses, breach of limit terms, early alert indicators and ensure that all such accounts are managed as per laid down procedures.
- Undertake regular customer visits to keep abreast of local market developments.
- Effective management and monitoring of underwriting and control disciplines to ensure good turnaround times, a well-managed portfolio and the enforcement of credit risk policies.
- Management of all stakeholders including developing relationships with business partners and balancing the role with stakeholder expectations.
- Ensure to maintain a strong credit culture and the highest standards and apply all the credit policies
Requirements
Our Ideal Candidate:
- 10 plus years experience in banking. Functional experience in Corporate Banking Credit Risk Management.
- MBA /ACA/ACCA/CFA with experience in treasury/relationship management/consultancy and risk management is preferable;
- Good communication skills – written and oral;
- Strong analytical skills and ability to influence and resolve disputes. Enjoy decision making and have sense of ownership;
- Multi cultural awareness and sensitivity;
- Command respect of cross functional peers and business heads working in open ended situations;
- Good working relations with Regulators
- Good knowledge and grasp of banking practice, financial markets, Basel II and ICAAP, risk appetite, and portfolio management techniques;
- Hands on knowledge of the regulatory frameworks within the region;
Role Specific Competencies:
- Describe how the Bank manages credit risk at the strategic level
- Monitor risk and structure complex products in close collaboration with internal stakeholders
- Work closely with regulators including leading audit discussions
- Monitor large exposure and risk intensive accounts to identify changes and take necessary action.
- Independently evaluate clients’ strategic requirements; develop financial solutions and account strategy following Bank policy for companies / groups with a relatively complex risk profile
- Assess and mitigate Operational / Legal / Reputational Risk of cross border structured products
How to Apply
Interested and qualified candidates should:
Click here to apply
Application Deadline 25th April, 2023; 11:59:00 PM
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